"text": From the 'credit_customers' dataset, when considering the division of data for predictive modeling, how does one proceed to segregate the dataset into distinct sets for the purpose of training and testing, particularly focusing on the allocation of features and target variables to accurately assess the model's performance?

"options": 
A. Unanswerable 
B. Answered  
C. Can be answered with basic assumptions

"correct_answer": "B"