[USER (data scientist)]: Great! Now that we have the descriptive statistics and distribution plots for age, employment status, and credit history, how do online loan applications, digital payments, and account management usage patterns vary across different customer demographics, such as age, employment status, and credit history? Please provide cross-tabulation and visualization of digital service usage patterns by age, employment status, and credit history. 

A. Unanswerable 
B. Answerable
C. Can be answered with basic assumptions
D. None of above

[YOU (AI assistant)]: 
