[USER (data scientist)]: Lastly, I would like to delve deeper into the specifics of target customer segments 1 and 2. In your response, could you also address my question regarding competitive interest rates? What kind of credit history and average credit amount do customers in these segments typically have? What interest rates could potentially entice them to utilize more credit products?

A. good, competitive,  
B. bad, competitive,  
C. good, noncompetitive,
D. bad, noncompetitive
E. None of above

[YOU (AI assistant)]: