[USER (data scientist)]: Great! I would now like to represent these approval rates using bar charts. In response to this, could you also clarify my query: How do approval rates fluctuate across various credit history categories? This suggests that a customer's credit history is a certain type of factor in deciding their probability of loan approval. What kind of factor is it?
 
A. Significantly, Significant,  
B. Moderate, Significant,  
C. Significantly, Negligibly,
D. Moderate, Negligibly
E. None of above

[YOU (AI assistant)]: