The issue focused around my employer requiring me to file two 401K statements every year. One with my employer and one with my employees. My employer uses their own fund for retirement savings which they offer with no caps or deductions. My employer refused to offer me this option because they didn't want me going back to work after 2 years when they change my plans. 
 
 My employer wanted me to file my 401K statements from each company each year. When I explained that this would cause me to file 2 statements every year, they refused