The issue focused on an expense which I never intended to spend on anything but I still need to pay for it. My contract with my insurance company states that I can either pay a bill on time or pay a fixed amount for a specific service. This would include both myself and my co worker. We both signed on the dotted line that we would pay for a specific service at a specific time. We both agree that we will pay for a specific service at a specific time but this will not include me or my co worker. We both agreed