The issue focused on a recent credit card dispute I had with a collection agency. I used to work for a collection agency in my past life. It was not that long ago that I left and there is no record of me working for them ever again. However, I did use to work for a similar collection agency that I used to work for for a year or two after I left that company. When I left that job I did not get my credit card issued by that company. This is my only credit card history with that company. Is there