The issue focused on my insurance company. They asked me to stop receiving medical insurance until I paid them back for all of the costs they incurred from when I did not get medical treatment. They told me I could go to court to pay them back or go to collections for all of the costs they incurred from when I did not get medical treatment. My questions are : 
 
 1. Is this legal? 
 2. Is there any way I can fight this? 
 3. Is there any way I can win this situation? 
 4. Is there