The issue focused on the current state of the market. "The current state of the market in the United States is that the cost of the market is about $3,000 a year, and the money is very little. The return is about 3% a year, and the cost of the money is about 3% a year. The return is 3% a year, and the cost of the money is 3% a year. The return is 3% a year, and the cost of the money is 3