The issue focused on the legal status of business funds in Europe. The article includes the following key points: (1) In order to provide proper protection to business funds, it is necessary to limit the activities of such funds to their actual business activities. (2) It is clear that the purpose of the Union's financial sector rules is to improve the efficiency of the financial system. The purpose of the rules is not to ensure that such funds do not cause damage to the financial system. (3) In order to