The issue focused on the access to first-time home buyers, with the government saying the best way to help is to make the process more competitive.

"The government is working to make the home purchase process more competitive. In the next three to four years, the government is going to see a lot of people who are first-time home buyers. It is not the right time to be doing that. The government is going to have to do a lot of work to make the process more competitive and to