	elmira savings bank fsb esbk o rd qtr net shr cts vs cts net vs nine mths shr dlrs vs dlrs net vs assets mln vs mln deposits mln vs mln loans mln vs mln note nine mths includes gain dlrs or cts per share from utilization of operating loss carryforward qtr and nine mths includes gain dlrs or cts per share and dlrs or dlrs per share from utilization of operation loss carryforward reuter 
