	first commercial fcob o to uire citizens bank first commercial bancorp said it will uire the three branch citizens bank of roseville in a stock swap the value of the agreement will be based on citizens adjusted book value at year end and the trading price of first commercial s stock citizens book value was about mln dlrs at the end of the third quarter according to the bank s counsel guy gibson under the agreement citizens shareholders could also trade their stock for a five year debenture issued by first commercial terms of the debenture have not been established reuter 
