	bfg partial operating profits fall sharply in bank fuer gemeinwirtschaft ag bkfg f bfg partial operating profits fell to mln marks in from mln in new majority shareholder aachener und muenchener beteiligungs ag amvg f amb said but total operating and extraordinary profits including ings from currency and securities trading on the bank s own account and ings from the sale of holdings in other firms were more than double the previous year s level amb said bfg s accounts were included in a prospectus for amb s capital increase which is to finance the insurance company s acquisition of pct plus one share of bfg despite the fall in partial operating profits bfg paid an unchanged mln marks into open reserves and transferred an unchanged mln marks to its trade union holding company beteiligungsgesellschaft fuer gemeinwirtschaft ag from which amb has acquired the majority stake the bank has said its business last year suffered from the turbulence around the troubled trade union owned housing concern neue heimat amb said the mln mark drop in bfg s business volume to billion marks affected the interest surplus the interest surplus which fell to mln marks from mln was also depressed by the point fall in the interest margin to pct a rise in the surplus on commission to mln marks from mln was not enough to compensate for this the rise in total operating profits enabled bfg to step up risk provisions with country risks particularly emphasised because of the continuing difficulties of some countries disclosed risk provisions which under west german accounting rules do not necessarily reflect the full amount rose to mln marks from mln bfg s parent credit volume eased to billion marks in from billion foreign debtors accounted for pct of this credit volume and latin american debtors accounted for pct of total lending to foreigners bfg posted extraordinary ings from the sale of pct of volksfuersorge deutsche lebensversicherung ag pct of bsv bank fuer sparanlagen und vermoegensbildung ag and five pct of allgemeine hypothekenbank ag the sale was linked to amb s acquisition of a majority of bfg these sales show up as mln marks from profit transfer agreements and mln from writing back risk provisions reuter 
