```json
{
    "yes": ["male single"],
    "no": ["female div/dep/mar", "male div/sep", "male mar/wid"]
}
```

Based on the feature description, it appears that the feature "personal_status" is related to the target variable "Does this person receive a credit?". 

Upon analysis, it is observed that the category "male single" is associated with a positive outcome (credit received), as indicated by the presence of "male single" in the "yes" list. The categories "female div/dep/mar", "male div/sep", and "male mar/wid" are associated with a negative outcome (credit not received), as indicated by their presence in the "no" list. 

Please note that this analysis is based on the information provided and may not fully capture the relationship between the feature and target in all scenarios.