```json
{
	"yes": ["yes"],
	"no": ["none"]
}
```

Based on the feature description and the task, it can be inferred that whether a person owns a telephone or not might be an important factor in determining whether they receive a credit or not. From the given categories of the feature (['yes', 'none']), it seems that the presence of a telephone might be an indicator for the person to receive a credit. Therefore, the values for the target class "yes" in the dictionary include "yes" to represent the presence of a telephone. On the other hand, "none" is included in the values for the target class "no" to indicate the absence of a telephone.