Based on prior knowledge, the relationship between age and credit receiving can be analyzed as follows:

Analysis:
- Younger individuals (e.g., below 25 years old) might have a lower likelihood of receiving credit due to potentially having limited employment history or financial stability.
- Middle-aged individuals (e.g., 25-45 years old) might have a higher likelihood of receiving credit as they are often in their prime working years with more stable income.
- Older individuals (e.g., above 45 years old) might have a lower likelihood of receiving credit due to potential retirement or reduced income.

Based on this analysis, the dictionary can be created as follows:

```json
{
  "yes": [25.0, 30.0, 35.0, 40.0, 45.0],
  "no": [18.0, 20.0, 22.0, 55.0, 60.0]
}
```