```json
{
	"yes": ["guarantor"],  
	"no": ["none", "guarantor", "co applicant"]
}
```
Based on prior knowledge, the feature "other_parties" represents the presence of other debtors or guarantors. By analyzing the relationship between this feature and the task of whether the person receives credit or not, it can be inferred that individuals who have a guarantor are more likely to receive credit ("yes" class). On the other hand, individuals without any other debtors/guarantors and those with co-applicants have a chance of not receiving credit ("no" class).