Question:  Is a credit card a payment card? 
Answer:  Yes

Question:  Is a credit card a money order? 
Answer:  No

Question:  Is every social pension a type of pension ?
Answer:  Yes

Question:  Is a student loan a type of credit? 
Answer:  Yes

Question:  Is a student loan a type of accident insurance? 
Answer:  No

Question:  Is every student loan also a loan ?
Answer:  Yes

Question:  Is an annuity also an insurance?
Answer:  No 

Question:  Is an annuity a type of financial product?
Answer:  Yes

Question:  Is an annuity also a financial product?
Answer:  Yes
 
Question:  Is health insurance also a type of debt? 
Answer:  No