Rule 6 with 5.57 for class 1 with likelihood 76.20%: ExternalRiskEstimate < 67.76 ∧ -4.36 < MaxDelqEver ∧ NumInstallTradesWBalance < 17.20
Rule 7 with 2.65 for class 1 with likelihood 60.30%: ExternalRiskEstimate < 75.32 ∧ -5.04 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 1.07 ∧ NumInstallTradesWBalance < 14.73
Rule 2 with 2.41 for class 0 with likelihood 72.32%: 72.31 < AverageMInFile < 337.95 ∧ PercentInstallTrades < 77.04 ∧ -4.17 < NumBank2NatlTradesWHighUtilization < 1.50 ∧ 8.55 < PercentTradesWBalance
Rule 8 with 2.37 for class 1 with likelihood 58.22%: ExternalRiskEstimate < 77.37 ∧ 16.99 < PercentTradesNeverDelq ∧ -5.71 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 1.81 ∧ NumInstallTradesWBalance < 15.91
Rule 1 with 2.36 for class 0 with likelihood 70.92%: 63.28 < AverageMInFile < 328.89 ∧ PercentInstallTrades < 74.44 ∧ -5.23 < NumBank2NatlTradesWHighUtilization < 3.46 ∧ 7.21 < PercentTradesWBalance < 72.80
Rule 3 with 2.18 for class 0 with likelihood 70.09%: 54.30 < AverageMInFile < 340.55 ∧ PercentInstallTrades < 73.70 ∧ -4.11 < NumBank2NatlTradesWHighUtilization < 1.43 ∧ 5.17 < PercentTradesWBalance < 81.24
Rule 9 with 2.02 for class 1 with likelihood 53.35%: ExternalRiskEstimate < 74.44 ∧ NumInstallTradesWBalance < 12.03
Rule 4 with 1.29 for class 0 with likelihood 65.05%: 54.28 < AverageMInFile < 340.83 ∧ PercentInstallTrades < 72.56 ∧ -7.36 < NumRevolvingTradesWBalance < 26.13 ∧ -4.11 < NumBank2NatlTradesWHighUtilization < 2.96 ∧ 3.75 < PercentTradesWBalance < 83.28
Rule 5 with 1.28 for class 1 with likelihood 51.02%: ExternalRiskEstimate < 75.39 ∧ MSinceMostRecentInqexcl7days < 16.34
Rule 0 with 1.00 for class 0 with likelihood 64.84%: 124.31 < MSinceOldestTradeOpen ∧ 55.36 < AverageMInFile < 323.57 ∧ -8.91 < NumTradesOpeninLast12M < 9.12 ∧ PercentInstallTrades < 92.01 ∧ NumBank2NatlTradesWHighUtilization < 1.08 ∧ 10.24 < PercentTradesWBalance
