Rule 2 with 3.09 for class 1 with likelihood 70.36%: ExternalRiskEstimate < 69.70 ∧ -5.63 < NumTrades60Ever2DerogPubRec ∧ -5.81 < NumTrades90Ever2DerogPubRec ∧ 12.98 < PercentTradesNeverDelq ∧ NumTotalTrades < 100.13 ∧ -5.14 < NumTradesOpeninLast12M ∧ -5.13 < NumInqLast6M ∧ -5.14 < NumInqLast6Mexcl7days
Rule 1 with 3.06 for class 0 with likelihood 70.17%: 65.60 < AverageMInFile ∧ 7.64 < NumSatisfactoryTrades ∧ NumTrades60Ever2DerogPubRec < 11.33 ∧ NumTrades90Ever2DerogPubRec < 16.04 ∧ NumTradesOpeninLast12M < 11.49 ∧ PercentInstallTrades < 75.31 ∧ NumInqLast6M < 62.54 ∧ NumInqLast6Mexcl7days < 62.58 ∧ -7.75 < NumRevolvingTradesWBalance < 26.61 ∧ -4.22 < NumBank2NatlTradesWHighUtilization < 0.96 ∧ PercentTradesWBalance < 98.52
Rule 3 with 2.87 for class 1 with likelihood 68.99%: ExternalRiskEstimate < 70.58 ∧ AverageMInFile < 278.42 ∧ -5.72 < NumTrades60Ever2DerogPubRec ∧ -5.91 < NumTrades90Ever2DerogPubRec ∧ 18.91 < PercentTradesNeverDelq ∧ -5.88 < MaxDelq2PublicRecLast12M ∧ -4.84 < MaxDelqEver ∧ NumTotalTrades < 98.21 ∧ -5.16 < NumTradesOpeninLast12M ∧ -5.10 < NumInqLast6M ∧ -5.12 < NumInqLast6Mexcl7days
Rule 4 with 1.63 for class 1 with likelihood 58.13%: ExternalRiskEstimate < 74.46 ∧ AverageMInFile < 273.79 ∧ -6.44 < NumTrades60Ever2DerogPubRec ∧ -6.58 < NumTrades90Ever2DerogPubRec ∧ 26.14 < PercentTradesNeverDelq ∧ -5.85 < MaxDelq2PublicRecLast12M ∧ -3.38 < MaxDelqEver ∧ NumTotalTrades < 95.54 ∧ -5.92 < NumTradesOpeninLast12M ∧ -5.81 < NumInqLast6M ∧ -5.84 < NumInqLast6Mexcl7days
Rule 0 with 1.00 for class 0 with likelihood 59.13%: NumTrades60Ever2DerogPubRec < 15.12 ∧ NumTradesOpeninLast12M < 8.13 ∧ PercentInstallTrades < 71.37 ∧ NumInqLast6M < 61.38 ∧ NumInqLast6Mexcl7days < 61.43 ∧ -5.81 < NumBank2NatlTradesWHighUtilization < 4.31 ∧ PercentTradesWBalance < 70.43
