Rule 4 with 4.13 for class 1 with likelihood 72.12%: ExternalRiskEstimate < 69.55 ∧ 11.44 < PercentTradesNeverDelq ∧ -2.66 < MaxDelqEver
Rule 1 with 3.17 for class 0 with likelihood 70.73%: 64.04 < AverageMInFile < 335.70 ∧ 9.21 < NumSatisfactoryTrades ∧ NumTradesOpeninLast12M < 9.39 ∧ PercentInstallTrades < 74.05 ∧ NumInqLast6M < 62.93 ∧ NumInqLast6Mexcl7days < 62.96 ∧ -5.10 < NumRevolvingTradesWBalance < 25.66 ∧ -5.40 < NumBank2NatlTradesWHighUtilization < 0.82 ∧ -5.33 < PercentTradesWBalance
Rule 2 with 2.66 for class 1 with likelihood 62.78%: ExternalRiskEstimate < 73.67 ∧ 22.79 < PercentTradesNeverDelq ∧ -3.01 < MaxDelqEver
Rule 0 with 1.36 for class 0 with likelihood 61.31%: NumTrades60Ever2DerogPubRec < 11.09 ∧ NumTradesOpeninLast12M < 8.04 ∧ PercentInstallTrades < 80.39 ∧ -5.95 < NumBank2NatlTradesWHighUtilization < 3.09 ∧ PercentTradesWBalance < 67.59
Rule 3 with 1.00 for class 0 with likelihood 52.64%: 3.12 < ExternalRiskEstimate < 82.69 ∧ 34.87 < PercentTradesNeverDelq ∧ -2.93 < MaxDelqEver
