Rule 14 with 8.00 for class 1 with likelihood 75.36%: ExternalRiskEstimate < 81.54 ∧ 8.47 < PercentTradesNeverDelq < 87.35 ∧ MSinceMostRecentDelq < 34.50 ∧ -4.87 < MaxDelqEver
Rule 12 with 7.82 for class 1 with likelihood 80.96%: ExternalRiskEstimate < 64.76 ∧ -5.57 < MaxDelq2PublicRecLast12M ∧ -4.84 < MaxDelqEver
Rule 18 with 6.43 for class 1 with likelihood 74.55%: ExternalRiskEstimate < 87.24 ∧ -7.69 < MSinceMostRecentInqexcl7days < 1.06 ∧ 49.48 < NetFractionRevolvingBurden
Rule 6 with 5.27 for class 0 with likelihood 79.19%: 21.54 < MSinceOldestTradeOpen ∧ 71.59 < AverageMInFile < 375.07 ∧ PercentInstallTrades < 67.85 ∧ -4.44 < NumBank2NatlTradesWHighUtilization < 0.45
Rule 3 with 4.95 for class 0 with likelihood 76.00%: MSinceMostRecentTradeOpen < 374.13 ∧ 82.38 < AverageMInFile < 372.26 ∧ 13.46 < NumSatisfactoryTrades ∧ NumTrades60Ever2DerogPubRec < 9.29 ∧ NumTrades90Ever2DerogPubRec < 11.76 ∧ NumTradesOpeninLast12M < 7.52 ∧ PercentInstallTrades < 81.69 ∧ NumInqLast6M < 63.11 ∧ NumInqLast6Mexcl7days < 63.14 ∧ -7.56 < NumRevolvingTradesWBalance < 26.99 ∧ -3.96 < NumBank2NatlTradesWHighUtilization < 2.36
Rule 16 with 4.66 for class 1 with likelihood 58.83%: ExternalRiskEstimate < 77.19 ∧ MSinceMostRecentInqexcl7days < -0.14
Rule 17 with 4.63 for class 1 with likelihood 66.03%: ExternalRiskEstimate < 70.17 ∧ -7.13 < MaxDelq2PublicRecLast12M ∧ -6.27 < MaxDelqEver
Rule 15 with 4.61 for class 1 with likelihood 63.40%: ExternalRiskEstimate < 76.25 ∧ -7.41 < NumTrades60Ever2DerogPubRec ∧ -7.50 < NumTrades90Ever2DerogPubRec ∧ 14.72 < PercentTradesNeverDelq ∧ -7.06 < NumTradesOpeninLast12M ∧ -8.31 < MSinceMostRecentInqexcl7days < 1.43 ∧ -6.99 < NumInqLast6M ∧ -7.01 < NumInqLast6Mexcl7days
Rule 7 with 4.44 for class 0 with likelihood 74.09%: 58.10 < AverageMInFile < 367.91 ∧ NumTradesOpeninLast12M < 13.01 ∧ PercentInstallTrades < 84.18 ∧ -4.51 < NumBank2NatlTradesWHighUtilization < 2.40 ∧ 0.00 < PercentTradesWBalance < 71.79
Rule 8 with 4.04 for class 0 with likelihood 74.54%: 105.97 < MSinceOldestTradeOpen ∧ 36.18 < AverageMInFile < 359.11 ∧ PercentInstallTrades < 53.16 ∧ NumBank2NatlTradesWHighUtilization < 0.48 ∧ 9.49 < PercentTradesWBalance
Rule 19 with 3.83 for class 1 with likelihood 61.80%: ExternalRiskEstimate < 73.08 ∧ 10.25 < PercentTradesNeverDelq ∧ -5.53 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 14.95
Rule 5 with 3.19 for class 0 with likelihood 70.34%: 208.50 < MSinceOldestTradeOpen ∧ 85.01 < AverageMInFile < 353.44 ∧ NumTradesOpeninLast12M < 8.25 ∧ 9.78 < PercentInstallTrades < 93.39 ∧ NumBank2NatlTradesWHighUtilization < 7.66 ∧ 12.06 < PercentTradesWBalance
Rule 11 with 2.64 for class 1 with likelihood 55.58%: ExternalRiskEstimate < 72.50 ∧ 15.67 < PercentTradesNeverDelq ∧ -4.55 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 17.32
Rule 10 with 2.49 for class 1 with likelihood 55.18%: ExternalRiskEstimate < 74.54 ∧ MSinceMostRecentInqexcl7days < 15.31
Rule 9 with 2.48 for class 0 with likelihood 70.22%: 58.22 < AverageMInFile < 369.95 ∧ -5.39 < PercentInstallTrades < 84.25 ∧ -4.52 < NumBank2NatlTradesWHighUtilization < 1.55
Rule 13 with 2.02 for class 1 with likelihood 51.29%: ExternalRiskEstimate < 73.60 ∧ 4.40 < PercentTradesNeverDelq ∧ -5.46 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 19.95
Rule 1 with 1.99 for class 0 with likelihood 62.87%: NumTrades90Ever2DerogPubRec < 10.73 ∧ -4.88 < NumBank2NatlTradesWHighUtilization < 14.84 ∧ PercentTradesWBalance < 63.04
Rule 4 with 1.71 for class 0 with likelihood 65.92%: 128.97 < MSinceOldestTradeOpen ∧ 49.30 < AverageMInFile < 364.10 ∧ -5.67 < PercentInstallTrades < 79.26 ∧ 6.15 < PercentTradesWBalance < 73.39
Rule 2 with 1.48 for class 0 with likelihood 63.51%: 117.36 < MSinceOldestTradeOpen ∧ 53.72 < AverageMInFile < 330.70 ∧ PercentInstallTrades < 79.03 ∧ -5.16 < NumBank2NatlTradesWHighUtilization < 15.27 ∧ -6.35 < PercentTradesWBalance < 72.87
Rule 0 with 1.00 for class 0 with likelihood 62.62%: 149.81 < MSinceOldestTradeOpen ∧ 52.36 < AverageMInFile < 333.52 ∧ -8.36 < NumBank2NatlTradesWHighUtilization < 2.65 ∧ 2.63 < PercentTradesWBalance < 84.14
