Rule 10 with 5.81 for class 1 with likelihood 79.74%: ExternalRiskEstimate < 64.30 ∧ -4.65 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 21.87
Rule 13 with 5.19 for class 1 with likelihood 74.99%: 2.28 < ExternalRiskEstimate < 68.55 ∧ MSinceMostRecentInqexcl7days < 0.75
Rule 14 with 4.63 for class 1 with likelihood 70.20%: 10.05 < ExternalRiskEstimate < 68.88 ∧ MSinceMostRecentInqexcl7days < 22.72
Rule 3 with 4.30 for class 0 with likelihood 78.39%: 73.45 < AverageMInFile < 324.54 ∧ NumTrades60Ever2DerogPubRec < 0.46 ∧ -4.66 < NumBank2NatlTradesWHighUtilization < 1.96 ∧ 4.07 < PercentTradesWBalance < 75.24
Rule 4 with 4.06 for class 0 with likelihood 75.13%: 77.22 < AverageMInFile < 361.09 ∧ NumTradesOpeninLast12M < 14.88 ∧ 5.97 < PercentInstallTrades < 80.68 ∧ -3.08 < NumRevolvingTradesWBalance < 27.27 ∧ -5.34 < NumBank2NatlTradesWHighUtilization < 0.60 ∧ -7.22 < PercentTradesWBalance
Rule 6 with 3.59 for class 0 with likelihood 74.03%: 56.94 < AverageMInFile < 344.24 ∧ NumTrades60Ever2DerogPubRec < 0.42 ∧ NumTradesOpeninLast12M < 14.87 ∧ PercentInstallTrades < 85.84 ∧ -7.76 < NumRevolvingTradesWBalance < 27.17 ∧ -5.35 < NumBank2NatlTradesWHighUtilization < 1.86 ∧ 5.06 < PercentTradesWBalance < 89.56
Rule 12 with 3.52 for class 1 with likelihood 59.58%: ExternalRiskEstimate < 77.97 ∧ MSinceMostRecentInqexcl7days < 0.61
Rule 9 with 3.49 for class 1 with likelihood 60.07%: ExternalRiskEstimate < 76.77 ∧ MSinceMostRecentInqexcl7days < 0.48
Rule 8 with 2.91 for class 1 with likelihood 58.09%: 11.46 < ExternalRiskEstimate < 73.71 ∧ 26.74 < PercentTradesNeverDelq ∧ -5.89 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 17.76
Rule 2 with 2.46 for class 0 with likelihood 67.36%: 154.02 < MSinceOldestTradeOpen ∧ 64.83 < AverageMInFile < 346.42 ∧ 5.69 < PercentInstallTrades < 93.12 ∧ NumBank2NatlTradesWHighUtilization < 1.43
Rule 1 with 2.40 for class 0 with likelihood 67.83%: 39.19 < AverageMInFile < 349.19 ∧ NumTrades60Ever2DerogPubRec < 9.28 ∧ NumTradesOpeninLast12M < 14.46 ∧ PercentInstallTrades < 84.50 ∧ -5.43 < NumBank2NatlTradesWHighUtilization < 3.52 ∧ 18.45 < PercentTradesWBalance < 63.42
Rule 11 with 2.24 for class 1 with likelihood 56.69%: ExternalRiskEstimate < 74.76 ∧ 16.60 < PercentTradesNeverDelq ∧ -6.01 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 17.25
Rule 0 with 2.18 for class 0 with likelihood 66.87%: 42.50 < AverageMInFile < 344.36 ∧ NumTrades60Ever2DerogPubRec < 11.36 ∧ NumTradesOpeninLast12M < 13.86 ∧ PercentInstallTrades < 82.10 ∧ -5.44 < NumBank2NatlTradesWHighUtilization < 1.04 ∧ 17.84 < PercentTradesWBalance < 67.30
Rule 7 with 1.66 for class 1 with likelihood 53.06%: 4.26 < ExternalRiskEstimate < 76.49 ∧ 27.48 < PercentTradesNeverDelq ∧ -5.34 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 20.52
Rule 5 with 1.00 for class 0 with likelihood 60.70%: 36.11 < AverageMInFile < 331.25 ∧ NumTradesOpeninLast12M < 14.97 ∧ PercentInstallTrades < 81.55 ∧ -5.41 < NumBank2NatlTradesWHighUtilization < 3.54 ∧ 14.98 < PercentTradesWBalance < 70.08
