Rule 14 with 5.80 for class 1 with likelihood 78.61%: ExternalRiskEstimate < 64.31 ∧ 9.91 < PercentTradesNeverDelq ∧ -2.65 < MaxDelqEver ∧ NumInstallTradesWBalance < 16.67
Rule 9 with 5.51 for class 1 with likelihood 77.96%: ExternalRiskEstimate < 69.43 ∧ 11.29 < PercentTradesNeverDelq ∧ -2.93 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 1.08 ∧ NumInstallTradesWBalance < 16.93
Rule 12 with 4.82 for class 1 with likelihood 71.73%: 12.95 < ExternalRiskEstimate < 73.50 ∧ 17.90 < PercentTradesNeverDelq ∧ MSinceMostRecentInqexcl7days < 0.98 ∧ NumInstallTradesWBalance < 16.42
Rule 7 with 4.17 for class 1 with likelihood 65.18%: 7.32 < ExternalRiskEstimate < 69.47 ∧ -5.22 < MaxDelqEver
Rule 2 with 3.94 for class 0 with likelihood 73.94%: 80.65 < AverageMInFile < 326.80 ∧ PercentInstallTrades < 94.16 ∧ -8.49 < NumBank2NatlTradesWHighUtilization < 1.62 ∧ 11.68 < PercentTradesWBalance
Rule 0 with 3.41 for class 0 with likelihood 71.37%: 56.72 < AverageMInFile < 363.76 ∧ NumTrades60Ever2DerogPubRec < 5.80 ∧ NumTradesOpeninLast12M < 7.16 ∧ PercentInstallTrades < 39.26 ∧ -4.90 < NumBank2NatlTradesWHighUtilization < 4.51 ∧ 4.94 < PercentTradesWBalance < 74.63
Rule 5 with 3.38 for class 0 with likelihood 72.80%: 55.04 < AverageMInFile < 340.53 ∧ PercentInstallTrades < 64.30 ∧ -4.95 < NumBank2NatlTradesWHighUtilization < 0.68 ∧ 7.19 < PercentTradesWBalance
Rule 13 with 3.32 for class 1 with likelihood 56.32%: ExternalRiskEstimate < 76.69 ∧ MSinceMostRecentInqexcl7days < 1.38
Rule 6 with 2.91 for class 0 with likelihood 69.71%: 124.45 < MSinceOldestTradeOpen ∧ NumTradesOpeninLast12M < 10.00 ∧ PercentInstallTrades < 73.36 ∧ -4.21 < NumBank2NatlTradesWHighUtilization < 2.50 ∧ 6.19 < PercentTradesWBalance < 71.03
Rule 8 with 2.74 for class 1 with likelihood 56.48%: ExternalRiskEstimate < 73.14
Rule 4 with 2.55 for class 0 with likelihood 67.21%: 94.56 < MSinceOldestTradeOpen ∧ NumTradesOpeninLast12M < 9.56 ∧ PercentInstallTrades < 74.49 ∧ -4.14 < NumBank2NatlTradesWHighUtilization < 2.20 ∧ 6.41 < PercentTradesWBalance < 83.14
Rule 3 with 2.55 for class 0 with likelihood 68.98%: 66.83 < AverageMInFile < 346.46 ∧ PercentInstallTrades < 79.72 ∧ -6.47 < NumBank2NatlTradesWHighUtilization < 4.17 ∧ 7.75 < PercentTradesWBalance < 83.99
Rule 1 with 1.99 for class 0 with likelihood 67.64%: 54.90 < AverageMInFile < 329.11 ∧ PercentInstallTrades < 82.70 ∧ -5.74 < NumBank2NatlTradesWHighUtilization < 1.40 ∧ 7.73 < PercentTradesWBalance
Rule 10 with 1.01 for class 0 with likelihood 51.23%: ExternalRiskEstimate < 78.50 ∧ 24.63 < PercentTradesNeverDelq ∧ MSinceMostRecentInqexcl7days < 4.28
Rule 11 with 1.00 for class 0 with likelihood 52.63%: 15.40 < ExternalRiskEstimate < 76.29 ∧ 30.76 < PercentTradesNeverDelq ∧ MSinceMostRecentInqexcl7days < 16.34
