Rule 11 with 6.00 for class 1 with likelihood 78.93%: ExternalRiskEstimate < 65.50 ∧ 11.71 < PercentTradesNeverDelq ∧ -4.71 < MaxDelqEver
Rule 12 with 5.95 for class 1 with likelihood 78.97%: ExternalRiskEstimate < 66.72 ∧ -4.10 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 0.63
Rule 9 with 4.49 for class 1 with likelihood 66.20%: ExternalRiskEstimate < 74.79 ∧ 19.47 < PercentTradesNeverDelq ∧ MSinceMostRecentInqexcl7days < 0.94
Rule 14 with 4.39 for class 1 with likelihood 68.03%: 1.21 < ExternalRiskEstimate < 72.46 ∧ 17.09 < PercentTradesNeverDelq ∧ MSinceMostRecentInqexcl7days < 11.17
Rule 10 with 4.12 for class 1 with likelihood 67.64%: ExternalRiskEstimate < 72.87 ∧ 17.54 < NetFractionRevolvingBurden
Rule 3 with 4.09 for class 0 with likelihood 73.49%: 78.50 < AverageMInFile ∧ NumTradesOpeninLast12M < 9.14 ∧ PercentInstallTrades < 79.94 ∧ -4.42 < NumBank2NatlTradesWHighUtilization < 3.21 ∧ PercentTradesWBalance < 76.47
Rule 7 with 4.00 for class 1 with likelihood 57.78%: ExternalRiskEstimate < 75.78 ∧ MSinceMostRecentInqexcl7days < 0.05
Rule 1 with 3.82 for class 0 with likelihood 73.37%: 54.26 < AverageMInFile ∧ NumTradesOpeninLast12M < 8.96 ∧ PercentInstallTrades < 46.17 ∧ NumInqLast6M < 62.65 ∧ NumInqLast6Mexcl7days < 62.69 ∧ -4.23 < NumBank2NatlTradesWHighUtilization < 1.72 ∧ -3.57 < PercentTradesWBalance < 79.77
Rule 4 with 3.15 for class 0 with likelihood 69.68%: 74.83 < MSinceOldestTradeOpen ∧ 39.18 < AverageMInFile ∧ -4.09 < NumBank2NatlTradesWHighUtilization < 1.20 ∧ PercentTradesWBalance < 82.49
Rule 2 with 3.00 for class 0 with likelihood 71.74%: 70.29 < AverageMInFile ∧ 4.73 < PercentInstallTrades < 93.13 ∧ NumBank2NatlTradesWHighUtilization < 0.64 ∧ 0.78 < PercentTradesWBalance
Rule 6 with 2.95 for class 0 with likelihood 70.19%: 70.27 < AverageMInFile ∧ 2.03 < PercentInstallTrades < 92.82 ∧ NumBank2NatlTradesWHighUtilization < 0.27
Rule 13 with 2.64 for class 1 with likelihood 55.07%: ExternalRiskEstimate < 77.30 ∧ 17.74 < PercentTradesNeverDelq ∧ -4.75 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 14.24
Rule 0 with 2.58 for class 0 with likelihood 70.94%: 60.35 < AverageMInFile ∧ PercentInstallTrades < 75.90 ∧ -4.48 < NumBank2NatlTradesWHighUtilization < 0.58
Rule 8 with 1.56 for class 1 with likelihood 50.71%: ExternalRiskEstimate < 81.60 ∧ 47.09 < NetFractionRevolvingBurden
Rule 5 with 1.00 for class 0 with likelihood 61.81%: 134.16 < MSinceOldestTradeOpen ∧ 77.53 < AverageMInFile ∧ -1.70 < PercentInstallTrades < 70.52 ∧ -4.98 < NumBank2NatlTradesWHighUtilization < 4.07 ∧ PercentTradesWBalance < 96.12
