Rule 8 with 5.63 for class 1 with likelihood 77.07%: ExternalRiskEstimate < 66.57 ∧ 11.63 < PercentTradesNeverDelq ∧ -4.88 < MaxDelqEver ∧ NumInstallTradesWBalance < 17.11
Rule 10 with 5.43 for class 1 with likelihood 76.10%: ExternalRiskEstimate < 68.99 ∧ 18.61 < PercentTradesNeverDelq ∧ -4.04 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 2.13
Rule 14 with 5.12 for class 1 with likelihood 74.17%: -4.67 < ExternalRiskEstimate < 69.10 ∧ -5.20 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 17.81
Rule 3 with 4.08 for class 0 with likelihood 75.52%: 62.25 < AverageMInFile < 362.32 ∧ 2.33 < PercentInstallTrades < 90.15 ∧ -5.11 < NumBank2NatlTradesWHighUtilization < 0.40
Rule 2 with 3.81 for class 0 with likelihood 72.30%: 59.69 < AverageMInFile < 340.31 ∧ NumTradesOpeninLast12M < 9.39 ∧ PercentInstallTrades < 84.04 ∧ -4.98 < NumBank2NatlTradesWHighUtilization < 3.72 ∧ PercentTradesWBalance < 68.92
Rule 7 with 3.74 for class 1 with likelihood 62.18%: 16.98 < ExternalRiskEstimate < 75.74 ∧ -4.18 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 20.10
Rule 0 with 3.66 for class 0 with likelihood 70.26%: 43.09 < AverageMInFile < 326.22 ∧ NumTradesOpeninLast12M < 9.00 ∧ PercentInstallTrades < 84.00 ∧ -4.60 < NumBank2NatlTradesWHighUtilization < 5.62 ∧ PercentTradesWBalance < 66.04
Rule 13 with 3.57 for class 1 with likelihood 59.39%: ExternalRiskEstimate < 75.76 ∧ MSinceMostRecentDelq < 56.66 ∧ MSinceMostRecentInqexcl7days < 17.43
Rule 1 with 2.66 for class 0 with likelihood 66.83%: 56.19 < AverageMInFile < 365.39 ∧ NumTradesOpeninLast12M < 11.63 ∧ PercentInstallTrades < 81.37 ∧ -7.88 < NumRevolvingTradesWBalance < 26.41 ∧ -4.45 < NumBank2NatlTradesWHighUtilization < 1.58
Rule 5 with 1.91 for class 0 with likelihood 62.96%: 155.27 < MSinceOldestTradeOpen ∧ 81.42 < AverageMInFile < 347.93 ∧ NumTradesOpeninLast12M < 11.42 ∧ 4.59 < PercentInstallTrades < 89.05 ∧ NumBank2NatlTradesWHighUtilization < 2.46 ∧ 9.05 < PercentTradesWBalance
Rule 11 with 1.61 for class 1 with likelihood 52.24%: 0.23 < ExternalRiskEstimate < 78.11 ∧ 21.82 < PercentTradesNeverDelq ∧ -5.19 < MaxDelqEver
Rule 4 with 1.60 for class 0 with likelihood 63.22%: 63.61 < AverageMInFile < 341.52 ∧ -1.73 < PercentInstallTrades < 78.70 ∧ -5.93 < NumBank2NatlTradesWHighUtilization < 3.33 ∧ PercentTradesWBalance < 83.32
Rule 6 with 1.57 for class 0 with likelihood 62.01%: -7.87 < MSinceOldestTradeOpen ∧ 78.80 < AverageMInFile < 348.99 ∧ 4.77 < PercentInstallTrades < 86.93 ∧ NumBank2NatlTradesWHighUtilization < 1.62
Rule 9 with 1.25 for class 1 with likelihood 51.20%: ExternalRiskEstimate < 77.76 ∧ -6.43 < NumTrades60Ever2DerogPubRec ∧ -6.58 < NumTrades90Ever2DerogPubRec ∧ 3.75 < PercentTradesNeverDelq ∧ -5.89 < NumTradesOpeninLast12M ∧ MSinceMostRecentInqexcl7days < 14.45 ∧ -5.79 < NumInqLast6M ∧ -5.82 < NumInqLast6Mexcl7days
Rule 12 with 1.00 for class 1 with likelihood 50.66%: -1.49 < ExternalRiskEstimate < 80.11 ∧ 23.42 < PercentTradesNeverDelq ∧ -5.29 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 11.56
