Rule 17 with 6.94 for class 1 with likelihood 80.23%: -3.17 < ExternalRiskEstimate < 65.76 ∧ 10.38 < PercentTradesNeverDelq ∧ -5.88 < MaxDelqEver ∧ NumInstallTradesWBalance < 17.48
Rule 14 with 6.41 for class 1 with likelihood 76.54%: ExternalRiskEstimate < 66.85 ∧ 10.56 < PercentTradesNeverDelq ∧ -6.07 < MaxDelqEver
Rule 15 with 5.31 for class 1 with likelihood 69.09%: 0.67 < ExternalRiskEstimate < 72.04 ∧ MSinceMostRecentInqexcl7days < 1.08 ∧ NumInstallTradesWBalance < 13.78
Rule 13 with 4.81 for class 1 with likelihood 67.78%: ExternalRiskEstimate < 75.73 ∧ 19.23 < PercentTradesNeverDelq ∧ MSinceMostRecentInqexcl7days < 0.16
Rule 1 with 4.57 for class 0 with likelihood 75.90%: 73.61 < AverageMInFile < 367.75 ∧ PercentInstallTrades < 57.07 ∧ -4.68 < NumBank2NatlTradesWHighUtilization < 3.76 ∧ 5.26 < PercentTradesWBalance < 75.31
Rule 11 with 3.99 for class 1 with likelihood 57.76%: ExternalRiskEstimate < 77.77 ∧ MSinceMostRecentInqexcl7days < 1.67
Rule 2 with 3.99 for class 0 with likelihood 73.11%: 49.53 < AverageMInFile < 352.42 ∧ NumTradesOpeninLast12M < 9.10 ∧ PercentInstallTrades < 76.85 ∧ -4.56 < NumBank2NatlTradesWHighUtilization < 1.02 ∧ 7.96 < PercentTradesWBalance
Rule 8 with 3.43 for class 0 with likelihood 72.54%: 154.12 < MSinceOldestTradeOpen ∧ 75.38 < AverageMInFile < 325.99 ∧ PercentInstallTrades < 94.31 ∧ NumBank2NatlTradesWHighUtilization < 2.23 ∧ 11.01 < PercentTradesWBalance
Rule 4 with 3.27 for class 0 with likelihood 73.05%: 55.43 < AverageMInFile < 357.33 ∧ PercentInstallTrades < 69.20 ∧ -5.98 < NumBank2NatlTradesWHighUtilization < 0.72 ∧ 8.24 < PercentTradesWBalance
Rule 9 with 3.16 for class 0 with likelihood 71.19%: 56.45 < AverageMInFile < 346.02 ∧ NumTradesOpeninLast12M < 7.17 ∧ PercentInstallTrades < 81.69 ∧ -7.42 < NumRevolvingTradesWBalance < 29.00 ∧ -4.20 < NumBank2NatlTradesWHighUtilization < 4.30 ∧ 7.97 < PercentTradesWBalance < 71.61
Rule 10 with 3.10 for class 1 with likelihood 58.13%: ExternalRiskEstimate < 73.52 ∧ 15.82 < PercentTradesNeverDelq ∧ -5.78 < MaxDelqEver
Rule 19 with 2.91 for class 1 with likelihood 55.54%: ExternalRiskEstimate < 73.31 ∧ NumInstallTradesWBalance < 15.12
Rule 12 with 2.66 for class 1 with likelihood 54.89%: ExternalRiskEstimate < 77.87 ∧ -8.25 < NumTrades60Ever2DerogPubRec ∧ -8.30 < NumTrades90Ever2DerogPubRec ∧ 20.06 < PercentTradesNeverDelq ∧ -8.09 < NumTradesOpeninLast12M ∧ MSinceMostRecentInqexcl7days < 0.57 ∧ -8.05 < NumInqLast6M ∧ -8.06 < NumInqLast6Mexcl7days ∧ NumInstallTradesWBalance < 11.63
Rule 3 with 2.41 for class 0 with likelihood 66.56%: 95.91 < MSinceOldestTradeOpen ∧ NumTradesOpeninLast12M < 8.13 ∧ PercentInstallTrades < 64.66 ∧ -4.14 < NumBank2NatlTradesWHighUtilization < 0.90 ∧ 12.38 < PercentTradesWBalance < 79.42
Rule 5 with 2.38 for class 0 with likelihood 69.83%: 59.70 < AverageMInFile < 360.02 ∧ PercentInstallTrades < 89.66 ∧ -5.09 < NumBank2NatlTradesWHighUtilization < 0.85 ∧ 9.95 < PercentTradesWBalance < 92.21
Rule 0 with 1.84 for class 0 with likelihood 65.32%: 93.57 < MSinceOldestTradeOpen ∧ PercentInstallTrades < 73.32 ∧ -5.40 < NumBank2NatlTradesWHighUtilization < 2.50 ∧ 9.48 < PercentTradesWBalance < 74.95
Rule 16 with 1.74 for class 1 with likelihood 51.21%: ExternalRiskEstimate < 78.59 ∧ MSinceMostRecentInqexcl7days < 3.73 ∧ 36.87 < NetFractionRevolvingBurden
Rule 6 with 1.68 for class 0 with likelihood 66.10%: 40.58 < MSinceOldestTradeOpen ∧ 62.99 < AverageMInFile < 340.74 ∧ 6.37 < PercentInstallTrades < 88.18 ∧ -7.11 < NumRevolvingTradesWBalance < 25.97 ∧ -4.64 < NumBank2NatlTradesWHighUtilization < 1.36 ∧ -5.99 < PercentTradesWBalance < 99.49
Rule 7 with 1.32 for class 0 with likelihood 62.89%: 114.48 < MSinceOldestTradeOpen ∧ 62.09 < AverageMInFile < 330.62 ∧ PercentInstallTrades < 74.87 ∧ -4.65 < NumBank2NatlTradesWHighUtilization < -0.59 ∧ 7.52 < PercentTradesWBalance < 98.64
Rule 18 with 1.00 for class 0 with likelihood 52.92%: ExternalRiskEstimate < 78.23 ∧ MSinceMostRecentInqexcl7days < 4.37 ∧ 44.43 < NetFractionRevolvingBurden
