Rule 16 with 8.99 for class 1 with likelihood 81.32%: ExternalRiskEstimate < 67.77 ∧ MSinceMostRecentInqexcl7days < 0.66 ∧ 6.06 < NetFractionRevolvingBurden
Rule 17 with 5.66 for class 1 with likelihood 69.06%: ExternalRiskEstimate < 70.59 ∧ -7.84 < NumTrades60Ever2DerogPubRec ∧ -7.91 < NumTrades90Ever2DerogPubRec ∧ 16.61 < PercentTradesNeverDelq ∧ -6.84 < MaxDelq2PublicRecLast12M ∧ -7.59 < NumTradesOpeninLast12M ∧ MSinceMostRecentInqexcl7days < 8.08 ∧ -7.54 < NumInqLast6M ∧ -7.55 < NumInqLast6Mexcl7days
Rule 15 with 4.87 for class 1 with likelihood 59.72%: ExternalRiskEstimate < 75.80 ∧ MSinceMostRecentInqexcl7days < 0.78
Rule 11 with 4.85 for class 1 with likelihood 61.20%: ExternalRiskEstimate < 70.72 ∧ MSinceMostRecentInqexcl7days < 19.44
Rule 0 with 4.64 for class 0 with likelihood 76.55%: 51.17 < AverageMInFile ∧ -3.68 < PercentInstallTrades < 45.69 ∧ -8.75 < NumRevolvingTradesWBalance < 27.98 ∧ -4.19 < NumBank2NatlTradesWHighUtilization < 0.87
Rule 6 with 4.62 for class 0 with likelihood 73.66%: 67.76 < AverageMInFile ∧ NumTrades60Ever2DerogPubRec < 15.30 ∧ NumTrades90Ever2DerogPubRec < 16.66 ∧ NumTradesOpeninLast12M < 8.32 ∧ 5.28 < PercentInstallTrades < 40.74 ∧ NumInqLast6M < 63.05 ∧ NumInqLast6Mexcl7days < 63.08 ∧ NumRevolvingTradesWBalance < 26.17 ∧ -5.15 < NumBank2NatlTradesWHighUtilization < 3.30
Rule 19 with 4.55 for class 1 with likelihood 66.19%: ExternalRiskEstimate < 68.99 ∧ -7.84 < NumTrades60Ever2DerogPubRec ∧ -7.91 < NumTrades90Ever2DerogPubRec ∧ 17.42 < PercentTradesNeverDelq ∧ -7.58 < NumTradesOpeninLast12M ∧ -7.53 < NumInqLast6M ∧ -7.55 < NumInqLast6Mexcl7days
Rule 5 with 4.50 for class 0 with likelihood 76.08%: 76.09 < AverageMInFile ∧ 9.29 < PercentInstallTrades < 93.80 ∧ NumBank2NatlTradesWHighUtilization < 0.43
Rule 2 with 4.23 for class 0 with likelihood 75.91%: 75.52 < AverageMInFile ∧ -4.24 < NumBank2NatlTradesWHighUtilization < 4.42 ∧ 6.23 < PercentTradesWBalance < 70.20
Rule 18 with 4.15 for class 1 with likelihood 60.66%: ExternalRiskEstimate < 72.18 ∧ 16.96 < PercentTradesNeverDelq ∧ -7.44 < MaxDelq2PublicRecLast12M ∧ -6.58 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 17.53
Rule 10 with 4.02 for class 1 with likelihood 62.28%: ExternalRiskEstimate < 88.98 ∧ 14.04 < PercentTradesNeverDelq < 86.02 ∧ -8.05 < MaxDelq2PublicRecLast12M ∧ -7.45 < MaxDelqEver ∧ MSinceMostRecentInqexcl7days < 21.71
Rule 12 with 3.95 for class 1 with likelihood 60.02%: -8.32 < ExternalRiskEstimate < 76.54 ∧ 12.68 < PercentTradesNeverDelq < 93.50 ∧ -6.44 < MaxDelqEver
Rule 14 with 3.73 for class 1 with likelihood 59.55%: ExternalRiskEstimate < 84.34 ∧ MSinceMostRecentInqexcl7days < 18.08 ∧ 47.83 < NetFractionRevolvingBurden
Rule 13 with 3.60 for class 1 with likelihood 58.86%: ExternalRiskEstimate < 72.93 ∧ 17.85 < PercentTradesNeverDelq ∧ MSinceMostRecentInqexcl7days < 17.89 ∧ NumInstallTradesWBalance < 15.34
Rule 3 with 2.85 for class 0 with likelihood 71.98%: 71.47 < AverageMInFile ∧ 2.84 < PercentInstallTrades < 88.76 ∧ -6.99 < NumBank2NatlTradesWHighUtilization < 2.58 ∧ -7.63 < PercentTradesWBalance < 91.03
Rule 4 with 2.04 for class 0 with likelihood 64.58%: 67.44 < MSinceOldestTradeOpen ∧ -4.04 < NumBank2NatlTradesWHighUtilization < 1.26 ∧ PercentTradesWBalance < 75.20
Rule 7 with 1.95 for class 0 with likelihood 65.11%: 84.56 < MSinceOldestTradeOpen ∧ -5.82 < NumBank2NatlTradesWHighUtilization < -1.23 ∧ -3.22 < PercentTradesWBalance < 80.79
Rule 9 with 1.60 for class 0 with likelihood 67.99%: 113.48 < MSinceOldestTradeOpen ∧ -4.19 < NumBank2NatlTradesWHighUtilization < 0.55 ∧ -2.20 < PercentTradesWBalance < 90.56
Rule 1 with 1.26 for class 0 with likelihood 63.42%: 116.95 < MSinceOldestTradeOpen ∧ -4.29 < NumBank2NatlTradesWHighUtilization < 2.24 ∧ -3.31 < PercentTradesWBalance < 84.62
Rule 8 with 1.00 for class 0 with likelihood 61.92%: 161.70 < MSinceOldestTradeOpen ∧ 5.09 < PercentInstallTrades < 75.78 ∧ -5.36 < NumBank2NatlTradesWHighUtilization < 2.58 ∧ PercentTradesWBalance < 90.95
