Rule 4 with 3.94 for class 1 with likelihood 72.04%: ExternalRiskEstimate < 69.87 ∧ -5.94 < NumTrades60Ever2DerogPubRec ∧ -6.12 < NumTrades90Ever2DerogPubRec ∧ 0.04 < PercentTradesNeverDelq ∧ -4.36 < MaxDelq2PublicRecLast12M ∧ -6.26 < MaxDelqEver ∧ NumTotalTrades < 100.36 ∧ -5.31 < NumTradesOpeninLast12M ∧ MSinceMostRecentInqexcl7days < 20.21 ∧ -5.21 < NumInqLast6M ∧ -5.24 < NumInqLast6Mexcl7days ∧ NumInstallTradesWBalance < 19.92
Rule 0 with 2.96 for class 0 with likelihood 72.86%: MSinceMostRecentTradeOpen < 373.64 ∧ 62.34 < AverageMInFile < 355.13 ∧ 8.47 < NumSatisfactoryTrades ∧ NumTrades60Ever2DerogPubRec < 0.39 ∧ NumTrades90Ever2DerogPubRec < 15.45 ∧ NumTradesOpeninLast12M < 11.45 ∧ PercentInstallTrades < 82.85 ∧ NumInqLast6M < 62.76 ∧ NumInqLast6Mexcl7days < 62.80 ∧ -7.62 < NumRevolvingTradesWBalance < 26.70 ∧ -3.98 < NumBank2NatlTradesWHighUtilization < 1.58 ∧ PercentTradesWBalance < 97.46
Rule 2 with 1.64 for class 1 with likelihood 57.11%: ExternalRiskEstimate < 73.03 ∧ -6.10 < NumTrades60Ever2DerogPubRec ∧ -6.27 < NumTrades90Ever2DerogPubRec ∧ 18.07 < PercentTradesNeverDelq ∧ MSinceMostRecentDelq < 82.00 ∧ -3.82 < MaxDelq2PublicRecLast12M ∧ -5.10 < MaxDelqEver ∧ NumTotalTrades < 95.21 ∧ -5.51 < NumTradesOpeninLast12M ∧ -5.41 < NumInqLast6M ∧ -5.44 < NumInqLast6Mexcl7days ∧ NumInstallTradesWBalance < 16.20
Rule 3 with 1.14 for class 1 with likelihood 53.89%: ExternalRiskEstimate < 75.46 ∧ MSinceOldestTradeOpen < 719.39 ∧ -6.50 < NumTrades60Ever2DerogPubRec ∧ -6.65 < NumTrades90Ever2DerogPubRec ∧ 7.79 < PercentTradesNeverDelq ∧ MSinceMostRecentDelq < 82.48 ∧ -3.40 < MaxDelq2PublicRecLast12M ∧ -6.06 < MaxDelqEver ∧ NumTotalTrades < 95.00 ∧ -5.95 < NumTradesOpeninLast12M ∧ MSinceMostRecentInqexcl7days < 18.43 ∧ -5.85 < NumInqLast6M ∧ -5.88 < NumInqLast6Mexcl7days ∧ NumInstallTradesWBalance < 17.06
Rule 1 with 1.00 for class 0 with likelihood 59.69%: AverageMInFile < 357.68 ∧ NumTrades60Ever2DerogPubRec < 9.18 ∧ NumTrades90Ever2DerogPubRec < 15.45 ∧ NumTradesOpeninLast12M < 10.32 ∧ PercentInstallTrades < 80.16 ∧ NumInqLast6M < 61.51 ∧ NumInqLast6Mexcl7days < 61.56 ∧ -5.66 < NumBank2NatlTradesWHighUtilization < 3.62 ∧ PercentTradesWBalance < 67.92
