Question:
There are 4 representatives from each of 4 companies at a convention. At the start of the convention, every person shakes hands once with every person except the other representatives from their company. How many handshakes are there?

Answer:
All 16 people shake hands with 12 other people (everyone except themselves and the other representatives from their company).  In multiplying $16 \times 12$, each handshake is counted twice, so we divide by two to get the answer of $\dfrac{16 \times 12}{2} = \boxed{96}$ handshakes.