AI-BAAM: AI-Driven Bank Statement Analytics as Alternative Data for Malaysian MSME Credit Scoring

Chun Chet Ng, Zhen Hao Chu, Jia Yu Lim, Boon Yin Yin, Low Wei Zeng, Jin Khye Tan

Published: 28 Feb 2026, Last Modified: 28 Feb 2026ICLR 2026 Workshop Advances in Financial AIEveryoneRevisionsBibTeXCC BY 4.0
Track: long paper (up to 8 pages)
Submission Number: 77