Strategic Default Detection Leveraging Card Spending: Static-Feature Ensemble and Cluster-Augmented Signals for Non Time-Series Modeling

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Yonghyun Lee, Jaehyuk Lee, Eunchan Kim

Published: 2026, Last Modified: 09 Apr 2026KSII Trans. Internet Inf. Syst. 2026EveryoneRevisionsBibTeXCC BY-SA 4.0
Abstract: KSII Transactions on Internet and Information Systems